Saturday, November 22, 2014 I was playing in a poker tournament fundraiser not to long ago for a kids sports team. These are always a good time because it doesn’t matter if you play well or can hardly play. However, on occasion a self impressed asshole shows up that can’t hold his liquor and feels an obligation to belittle the poorer players at the table. READ MORE >>
Saturday, November 15, 2014With the volume of wind and hail damage claims we have had over the last few years, many Insurance companies have added a separate wind/hail damage deductible to their Homeowners’ Policies. I will not name any of the Companies (State Farm) but what this means is, a roof damage claim can come with a potentially very large deductible. READ MORE >>
Monday, November 10, 2014Steve, the guy who sold us the website said "hey, a weekly Blog will help get you on that first page of Google!" Despite being guarded and a bit socially awkward, I thought, "boy, that sounds good." Seven months later, I am fairly certain, you can safely hide your money on whatever page we are located on from a Google Search of "St. READ MORE >>
Saturday, November 8, 2014 Greater Protection in the event of a Lawsuit A Personal Umbrella will provide an additional layer of liability coverage over both your Home (Renters, Condo etc.) and Auto policies. This additional coverage can be crucial in the event of a serious accident in which you are determined liable. READ MORE >>
Sunday, November 2, 2014With a Decision pending we have been receiving phone calls from Building Owners, Homeowners, Landlords etc. asking is my property covered if (it could be any of the following losses – riot, looting, vandalism) happens? The answer is generally yes. READ MORE >>
Saturday, November 1, 2014 I wake up on Saturday mornings, pour a cup of my wife’s coffee (which is so strong that I believe it would rival the affect of a recreational drug) and plan on writing something of value as it relates to Insurance. After a full week of work, sometimes Insurance does not interest me so I write about something that does. READ MORE >>
Saturday, October 25, 2014 With the volume of foot traffic on your property on Halloween, it is a good idea to take an extra look around for potential trip and fall hazards: Extension Cords Garden Hoses Halloween lawn decorations Or common at our house, bats and balls that should’ve been picked up READ MORE >>
Friday, October 10, 2014 Since he described even the relatively mundane as such, I do not think it would be a stretch to say that Otto Preminger (aka Mr. Freeze) would describe the Market action of the week as "Wild"! Unfortunately the action was quite negative. Whipsaw action was the theme of Wed. READ MORE >>
Saturday, September 27, 2014As discussed in the previous post, Primary losses have a much greater impact on an Employers Experience Mod. Rating (EMR) than excess losses. The topic of primary losses is more important now because the "Cap" for primary losses will increase each year until it reaches $15,000 in 2016. READ MORE >>
Saturday, August 30, 2014In my affected mind, the belief is that my Blog Posts have tremendous widespread appeal! No? However, in this post, I will relent that the benefit will be to two types of individuals: technically analytical employers and situational insomniacs. For everybody else, have a Great Labor Day weekend! READ MORE >>
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