Hebbeln Insurance Blog: auto insurance
View the latest blog posts from Hebbeln Insurance.
Sunday, November 8, 2015Statistics have shown that individuals with higher credit scores tend to have fewer accidents than individuals with lower credit scores. Simply stated if you have a good credit, your likely to be a profitable risk for Insurance Companies – so they want you on the books. READ MORE >>
Sunday, September 27, 2015Husband: "Honey, Jr.'s only been driving a month and he's already hit neighbor Bob's mailbox and trashed it. I'm going to Home Depot to get him a new mailbox, then over to his house with a 6 pack and he and I are going to put the new one up. We won't turn this in - I'm afraid of what it is going to do to our auto rates. READ MORE >>
Tuesday, September 22, 2015TNC's Transportation Network Companies (like Uber and Lyft) are generally understood to provide ride sharing for a fee (e.g. a smart phone app. used to connect drivers with passengers). If you plan to participate in a TNC (as a driver) this is not an exposure assumed by the Personal Auto Policy (PAP). READ MORE >>
Saturday, August 8, 2015It can't be emphasized enough the importance of maintaining adequate automobile liability limits. First lets explain what they mean using MO State Minimum Limits as an example: $25,000 Bodily Injury Per Person: This is the maximum the Carrier will pay for Bodily Injury Claims to a 3rd party if you are determined to be at fault READ MORE >>
Saturday, February 7, 2015Minimum auto Liability limits can be financially devastating for the individuals that have them. The amount of protection is pathetic. Let's take a person who has these putrid limits and has a serious at fault accident with another person. Consider their car hits ice, they lose control and slam into another driver. READ MORE >>
Saturday, November 8, 2014 Greater Protection in the event of a Lawsuit A Personal Umbrella will provide an additional layer of liability coverage over both your Home (Renters, Condo etc.) and Auto policies. This additional coverage can be crucial in the event of a serious accident in which you are determined liable. READ MORE >>
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