Wednesday, April 22, 2015We had a valued client call our agency recently to let us know she and her husband were the victims of identity theft. She just called in to report it, since she is contacting various professionals throughout the process. READ MORE >>
Friday, March 27, 2015 This is a cautionary tale that I must warn is not for all viewers. For those of you with a heartier (for lack of a better term) group of facebook friends, this may prove a share of immeasurable value. So please feel free to hit that facebook share button below. READ MORE >>
Saturday, January 10, 2015Many years ago, home from matriculating at the University, the fellows and I decided to attend a party. One of the individuals that showed up at the party was a guy named Tony. Tony was a year younger then us and we did not know him real well, but what I did know of Tony I liked. READ MORE >>
Sunday, November 23, 2014 Thanksgiving is the number one day for Home cooking fires. With a house full of guests, a lot going on, and possibly drinking more than we are accustomed to, it is easy to get distracted. The number one cause of fires is unattended cooking. READ MORE >>
Saturday, November 22, 2014 I was playing in a poker tournament fundraiser not to long ago for a kids sports team. These are always a good time because it doesn’t matter if you play well or can hardly play. However, on occasion a self impressed asshole shows up that can’t hold his liquor and feels an obligation to belittle the poorer players at the table. READ MORE >>
Saturday, November 15, 2014With the volume of wind and hail damage claims we have had over the last few years, many Insurance companies have added a separate wind/hail damage deductible to their Homeowners’ Policies. I will not name any of the Companies (State Farm) but what this means is, a roof damage claim can come with a potentially very large deductible. READ MORE >>
Saturday, November 8, 2014 Greater Protection in the event of a Lawsuit A Personal Umbrella will provide an additional layer of liability coverage over both your Home (Renters, Condo etc.) and Auto policies. This additional coverage can be crucial in the event of a serious accident in which you are determined liable. READ MORE >>
Saturday, October 25, 2014 With the volume of foot traffic on your property on Halloween, it is a good idea to take an extra look around for potential trip and fall hazards: Extension Cords Garden Hoses Halloween lawn decorations Or common at our house, bats and balls that should’ve been picked up READ MORE >>
Saturday, August 2, 2014Replacement Cost Compared to Market Value Whether it be a Home or a Commercial building. A common question is "Why is the Replacement Cost Limit greater than the Market Value of my Home?" The two values truly do not relate well to each other. Let's use the example of an 1100 sq. ft. READ MORE >>
Saturday, July 26, 2014 A day of Golf just got ugly when your buddy just backed into a car with the Golf Cart he rented from the Course. Fortunately, it was property and not people. We are deep into Golf Season in St. Louis and incidents like this are more common than you would expect. READ MORE >>
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