Sunday, February 1, 2015 When you have a moment, please check out our new YouTube Channel. There are some videos now and eventually there will be a significant amount of valuable Insurance related videos for Individuals and Business Owners (that will be easily searchable by topic). READ MORE >>
Thursday, January 29, 2015 We are due to have a bit of weather over the weekend in St. Louis so it is a good time to mention some worksafe tips. Exceptional loss prevention can significantly reduce an Employer's Workers’ Compensation Premium. Here are some tips: READ MORE >>
Saturday, January 24, 2015 I say things now like SEO and Google analytics and then do that move like everyone should know what I am talking about - even though I only recently learned the terms and I am not certain I fully understand what they mean. Much like a kid that hears a big word and may or may not know what it means but uses it anyway. READ MORE >>
Saturday, January 17, 2015 Coinsurance as it relates to Property Insurance is an easily misunderstood concept. Most people, naturally, think of the coinsurance requirement of their health insurance (e.g. how much of the claim will I have to pay) However, with property insurance, it is an entirely different concept. READ MORE >>
Saturday, January 10, 2015Many years ago, home from matriculating at the University, the fellows and I decided to attend a party. One of the individuals that showed up at the party was a guy named Tony. Tony was a year younger then us and we did not know him real well, but what I did know of Tony I liked. READ MORE >>
Friday, January 2, 2015 Now that the Holiday season is over my Friday routine is forced to return to normal. For the past 6 weeks, Friday night meant returning from work, pouring a Strong Beer and watching the Lionel Polar Express Train under our tree. READ MORE >>
Wednesday, December 17, 2014With a number of policies renewing on January 1, many questions come up regarding the Workers' Compensation Experience Mod. and the affect on premium. Below is a rehash of a previous post using the example of a Manufacturing Employer. The Experience Modification Rating (let’s call it the Mod. READ MORE >>
Saturday, December 13, 2014 Like everybody this time of year I am very busy professionally and personally. Even with the benefit of my wife’s prescription strength coffee (so strong, I can only handle on the weekends), I can’t focus for #%*^ on Saturday mornings. So I am going to check out of the Blog Posts for the rest of the year. READ MORE >>
Sunday, November 30, 2014The business section of the Post Dispatch had an article over the weekend discussing the damage caused by rioters to Ferguson Businesses. As indicated in the article (and this post) most businesses will be covered for this type of loss. READ MORE >>
Sunday, November 23, 2014 Thanksgiving is the number one day for Home cooking fires. With a house full of guests, a lot going on, and possibly drinking more than we are accustomed to, it is easy to get distracted. The number one cause of fires is unattended cooking. READ MORE >>
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